Effectiveness of Electronics Payment System (EPS) in Tanzania for facilitating Income Development
- 주제(키워드) Electronics Payment , (Income development , (Effectiveness of Electronics Payment System in Tanzania
- 발행기관 아주대학교
- 지도교수 Cheul Rhee, Ph.D.
- 발행년도 2017
- 학위수여년월 2017. 2
- 학위명 석사
- 학과 국제대학원 국제경영학과
- 실제URI http://www.dcollection.net/handler/ajou/000000024468
- 본문언어 영어
- 저작권 아주대학교 논문은 저작권에 의해 보호받습니다.
초록/요약
The focus of this study is to determine Effectiveness of Electronics Payment System (EPS) in Tanzania for facilitating Income Development. Questionnaires were used to gather data and 105 respondents participated in this study. Electronic Payment system as the medium or service providers of E-Payments between payer and payee which is keeping financial transactions to run smoothly and securely between two parties, helping income generating to maximize cash flow and for government to increase revenue and transparency. Data analysis has been done by the SPSS software version 23 were used to analyze data collected. The questionnaire with a 12-point based on Likert scale, where distributed, interviewing the Effectiveness of Electronics Payment System (EPS) in Tanzania for facilitating Income Development. The participants of this study were Tanzania citizens who were over eighteen years old and who are using ATM, Mobile payment and Internet Banking for financial transaction.
more목차
CHAPTER ONE: INTRODUCTION 1
1.0. Research Background 1
1.1. Research Objective 3
1.2. Problem Statement 3
1.3. Significance 4
1.4. Motivation of the Study . 4
1.5. Limitations of Study . 5
1.5.1. Cooperation . 5
1.5.2. Time and Financial Constraints 5
CHAPTER TWO: LITERATURE REVIEW 6
2.1. Volume of Electronic Payment Methods in Country . 6
2.2. The Number Workforce of Tanzania using EPS . 6
2.3. Rate of Employment Created By EPS 7
2.4. The Relationship between EPS and Income Development . 8
2.4.1. Income Development 8
2.5. Method of Payment . 9
2.5.1. Mobile payment . 9
2.5.2. Internet banking . 10
2.5.3. Automated Teller Machines (ATM) 10
2.6. Rate of EPS Usage 10
2.7. Average Income . 11
CHAPTER THREE: RESEARCH MODEL AND HYPOTHESES . 12
3.1. Conceptual Model. 12
3.2. Research Hypotheses . 13
3.3. Control Variables . 13
CHAPTER FOUR: RESEARCH METHODOLOGY 14
4.1. Research Design . 14
4.2. Statistical Techniques . 14
4.3. Sample . 14
4.4. Correlation Analysis and Regression Model . 15
4.5. Significant Test . 16
4.6. Data Collection 16
4.7. Management and Analysis of Data 16
CHAPTER FIVE: DATA ANALYSIS AND RESULTS . 17
5.1. Characteristics of Respondents 17
5.2. Relationship between Rate of Usage of EPS and Income Development . 26
5.3. Relationship between Method of Payment and Income Development 28
5.4. Relationship between Average Income and Income Development. 29
5.5. Reliability Test Results . 30
5.6. Validity Test Results . 31
5.7. Normality of Average Income and Method of Payment Using Kolmogorov -Smirnov . 33
CHAPTER SIX: CONCLUSION AND RECOMMENDATION . 36
6.1. Thesis Summary. 36
6.2. Recommendation for Research 38
6.3. Recommendation to the Practitioners . 39
6.4. Recommendations for improving future Study 39
REFERENCES . 40
APPENDICES . 44
APPENDIX 1: MAJOR FINDING FROM PREVIOUS STUDIES. 44
APPENDIX 2: QUESTIONNAIRE 46
