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THE ROLE OF BANKING IN ACHIEVING THE POVERTY ALLEVIATION COMPONENT OF CAMEROON’S VISION 2035

초록/요약

Emphasis has been laid on the importance of access to banking/financial services over the past decades. Such access requires the delivery of banking services affordable rates to the large groups. The main focus of banking here is to alleviate poverty, especially in the rural areas. Access to such facilities has proven to reduce the poverty rate in certain countries as has been cited in this work. And if the ideas used in the cited countries are implemented in Cameroon, it can go a long way to contribute in reducing the poverty rate thereby achieving her dream of being an emerging nation by 2035.

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목차

CHAPTER ONE
INTRODUCTION
1.1 General Introduction……………………………………………………………...….1
1.2 Poverty Progress Report in Cameroon……………………………………………....2
1.3 Economy and Banking Sector……………………………………………………….2
1.4 Current State of Banking in Cameroon……………………………………………...4
1.5 Problem Statement…………………………………………………………………...5
1.6 Purpose and Significance of Study…………………………………………………..5
1.7 Research Questions…………………………………………………………………..6
1.8 Limitations to Study…………………………………………………………………6
1.9 Thesis Outline………………………………………………………………………..6
CHAPTER TWO
LITERATURE REVIEW
2.1 The Concept of Banking…………………………………………………………….7
2.1.1 Commercial Banks………………………………………………………………...7
2.1.2 Microfinance……………………………………………………………………….7
2.1.3 “Tontine”/”Njangi”………………………………………………………………...8
2.2 The Concept of Poverty……………………………………………………………...9
2.3 Definition of Variables……………………………………………………………..10
2.3.1 Banking…………………………………………………………………………..10
2.3.2 Poverty…………………………………………………………………………....10
2.4 Other Studies……………………………………………………………………….11
2.4.1 More Access to Financial Services……………………………………………….12
2.5 Hypotheses………………………………………………………………………….13

CHAPTER THREE
CASE STUDY OVERVIEW/BACKGROUND
3.1 Types of Data……………………………………………………………................14
3.1.1 Secondary Data…………………………………………………………………..14
3.2 Case Studies………………………………………………………………………..14
3.2.1 Bangladesh ………………………………………………………………………15
3.2.1a Country Background…………………………………………………………....15
3.2.1b Economic/Financial Background……………………………………………….15
3.2.1c Poverty Progress Report………………………………………………………..17
3.2.2 Namibia …………………………………………………………………………17
3.2.2a Country Background…………………………………………………………...18
3.2.2b Economic/Financial Background…………………………………………...….18
3.2.2c Poverty Progress Report…………………………………………......................19
3.2.3 Ghana…………………………………………………………………………….20
3.2.3a Country Background………………………………………………………........20
3.2.3b Financial/Economic Background…………………………………………...…..20
3.2.3c Poverty Progress Report………………………………………………………...21

CHAPTER FOUR
RESULTS/FINDINGS
4.1Bangladesh and the Grameen Bank………………………………………………22
4.1.1 Grameen Bank Strategy to Poverty Alleviation: Micro Credit Application…………………………………………………………………………..23
4.2 Financial Inclusion in Namibia…………………………………………………..27
4.3 Poverty Reduction in Ghana……………………………………………………..29
4.3.1The ARB Apex Bank Ltd and Rural Banks……………………………………31

CHAPTER FIVE
CONCLUSION AND RECOMMENDATIONS
5.1 Conclusion……………………………………………………………………….37
5.2 Recommendations……………………………………………………………….38
REFERENCES
Books, Review and Web Links………………………………...……………………41

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